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Terms of Service
Effective July 1, 2021Please read these terms of use (together with the other webpages referred to in them) carefully before you start to use the site. Use of our site includes accessing, browsing, or contacting us through our site. By using our site, you confirm that you accept these terms of use and that you agree to abide and comply by them. If you do not agree to these terms of use, please refrain from using our site. We recommend that you print a copy of these terms for future reference.
By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.
- Other applicable terms
These terms of use refer to the following additional terms, which also apply to your use of our site:
Our Privacy Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.
Our Accessibility Policy, which allows you to comment to us on how accessible our site is.
Our Cookie Policy, which sets out information about the cookies on our site.
- Information about us
www.afrfinity.com is a website operated by AfrFinity Limited (“We”); we are a private limited company registered in South Africa under registration number 2021 / 697479 / 07. Our registered office is 20 Central Park, 29 Nienaber Road, Pietermaritzburg, KZN, 3201. Our trading address is 14 Perm Street, Sonneglans, Randburg, Johannesburg, Gauteng, 2158. Our TAX number is 9149202260.
- Accessing our site
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis, and we may suspend, withdraw, discontinue or amend all or any part of our site without notice. We will not be liable if for any reason our site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our site.
You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.
- Intellectual property rights
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to material posted on our site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) must always be acknowledged as the authors of material on our site.
You must not use any part of the materials or content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
- No reliance on information
The content and materials contained on our site are provided for general information purposes only. It is not intended to amount to or constitute professional advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content or materials on our site.
Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content and materials on our site are accurate, complete or up-to-date.
- Limitation of our liability
Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
use of, or inability to use, our site; or use of or reliance on any content displayed on our site. If you are a business user, please note that, in particular, we will not be liable for: loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; or any indirect or consequential loss or damage. If you are a consumer user, please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We have no control over the contents of those sites or resources, and we will not be liable for any loss or damage that may arise from your use of them. When accessing a site via our website, we advise that you check their terms of use and privacy policies to ensure compliance and to determine how they may use your information.
- Contributions to our site
If we ever provide a feature that allows you to contribute your opinions or other information to our site, you must ensure that they are accurate (where they state facts), be genuinely held (where they state opinions) and comply with applicable law in the UK and in any country from which they are posted. Particularly, but without limitation, your contributions must not contain any material which is defamatory of any person; contain any material which is obscene, offensive, hateful or inflammatory; infringe any copyright, database right or trade mark of any other person; promote any illegal activity; or give the impression that they emanate from us, if this is not the case.
You warrant that any such contribution does comply with these standards, and you will be liable to us and indemnify us for any breach of that warranty. If you are a consumer user, this means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.
Anything you contribute will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such content for any purpose.
We also have the right to disclose your identity to any third party who is claiming that your contribution constitutes a violation of their intellectual property rights, or of their right to privacy.
We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our site.
We have the right to remove any posting you make on our site.
The views expressed by other users on our site do not represent our views or values.
- Viruses
We do not guarantee that our site will be secure or free from bugs or viruses. You are responsible for configuring your computer, computer programmes and platform in order to access our site. You should use your own virus protection software.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you would commit a criminal offence under the Cybercrimes and Cybersecurity Bill 2017. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
- Linking to our site
You may link to our home page or other webpages, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to our site in any website that is not owned by you.
Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.
We reserve the right to withdraw linking permission without notice.
- Applicable law
If you are a consumer, please note that these terms of use, its subject matter and its formation, are governed by South African law. You and we both agree to that the courts of South Africa will have non-exclusive jurisdiction.
If you are a business, these terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by South African law. We both agree to the exclusive jurisdiction of the courts of South Africa.
- Changes to these terms
We may revise these terms of use at any time by amending this page. Please check this page from time to time to take notice of any changes we made, as they are binding on you.
- Changes to our site
We may update our site from time to time, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.
We do not guarantee that our site, or any content on it, will be free from errors or omissions.
- Contact us
We welcome feedback from our users: please contact legal at afrifinity.com with any helpful comments and criticisms. We will use this information to help us to improve the terms of use of our website to all users, including disabled and elderly people.
Privacy Policy
Effective July 1, 2021This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.
What personal information do we collect from the people that visit our blog, website or app?
When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, phone number or other details to help you with your experience.
When do we collect information?
We collect information from you when you place an order, subscribe to a newsletter, respond to a survey, fill out a form or enter information on our site.
Provide us with feedback on our products or services
How do we use your information?
We may use the information we collect from you when you register, request a quote, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:
- To improve our website in order to better serve you.
- To allow us to better service you in responding to your customer service requests.
- To quickly process your transactions.
- To ask for ratings and reviews of services or products
- To follow up with them after correspondence (live chat, email or phone inquiries)
How do we protect your information?
- We do not use vulnerability scanning and/or scanning to PCI standards.
- We only provide articles and information. We never ask for credit card numbers.
- We use regular Malware Scanning.
- We may not use an SSL certificate
Do we use ‘cookies’?
We do not use cookies for tracking purposes
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since the browsers are different, look at your browser’s Help Menu to learn the correct way to modify your cookies.
If you turn cookies off.
Third-party disclosure
We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third-party links
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en We use Google AdSense Advertising on our website.
Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.
We have implemented the following:
- Google Display Network Impression Reporting
- Demographics and Interests Reporting
We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.
Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt-Out page or by using the Google Analytics Opt-Out Browser Add-on.
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information. We collect your email address in order to:
- Send information, respond to inquiries, and/or other requests or questions
- Process orders and to send information and updates pertaining to orders.
- Send you additional information related to your product and/or service
To be in accordance with CAN-SPAM, we agree to the following:
- Not use false or misleading subjects or email addresses.
- Identify the message as an advertisement in some reasonable way.
- Include the physical address of our business or site headquarters.
- Monitor third-party email marketing services for compliance, if one is used.
- Honor opt-out/unsubscribe requests quickly.
- Allow users to unsubscribe by using the link at the bottom of each email.
If at any time you would like to unsubscribe from receiving future emails, you can email us at support@aodigital.co.za and we will promptly remove you from ALL correspondence.
Contacting Us
If there are any questions regarding this privacy policy, you may contact us using the information below.
support@aodigital.co.za
Cookie Policy
Effective July 1, 2021What are “cookies”?
Cookies are tiny text files which are stored on your computer’s hard drive through your web browser or your mobile device when you visit certain web pages on our website. Cookies won’t harm your computer or mobile device, however we understand that some people may find them intrusive.
How and why do we use cookies on this website?
Cookies often include an anonymous unique identifier and track and store your user preferences, as well as technical information about your use of the website. Cookies help us to improve our website and deliver a better service to you.
Specifically, we use analytical tools (Google Analytics) to better understand how our website is being used. These tools collect standard internet log information and visitor behaviour information in an anonymous form. The information generated by the cookie about your use of the website (including your IP address) is transmitted to third party service providers such as Google. This information is then used to evaluate visitors’ use of the website and to compile statistical reports on our website activity.
Some of the cookies we use are session cookies (i.e. temporary cookies that remain in your browser until you leave the website) and others are persistent (i.e. which remain in your browser for much longer than session cookies (although how long they last will depend on the lifetime of the specific cookie)).
The table below explains the cookies we use and why:
| Cookie | Description | Duration | Type |
|---|---|---|---|
| afrfinity_session | The domain of this cookie is owned by AfrFinity. It is a session cookie which provide a way to store information about the user across multiple requests within the website. The session Id is used to implement the preference choice made by the customer upon their re-visit. | 1 hour | Analytics |
| X-XSRF-TOKEN | The domain of this cookie is owned by AfrFinity. It is a CSRF "token" that is automatically generated by the website for each active user session. The token Id is used to prevent cross-site request forgeries. | 1 hour | Analytics |
| _ga | This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site’s analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors. | 2 years | Analytics |
| _gid | This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the wbsite is doing. The data collected including the number visitors, the source where they have come from, and the pages viisted in an anonymous form | 1 day | Analytics |
| _gat_gtag_UA_103292061_1 | Google uses this cookie to distinguish users. | 1 minute | Analytics |
| _fbp | This cookie is set by Facebook to deliver advertisement when they are on Facebook or a digital platform powered by Facebook advertising after visiting this website. | 2 months | Advertisement |
| fr | The cookie is set by Facebook to show relevant advertisments to the users and measure and improve the advertisements. The cookie also tracks the behavior of the user across the web on sites that have Facebook pixel or Facebook social plugin. | 2 months | Advertisement |
How do I manage cookies?
Browsers are typically set to accept cookies automatically. You can choose to have your browser notify you when cookies are being written to your computer or accessed, or you can disable cookies entirely. To do this, please check your browser documentation or click the online ‘help’ files of your particular browser. However, please note that if you disable cookies in your browser some website features and services may not function properly.
If you would like to learn more about cookies generally and how to manage them, please visit allaboutcookies.org (opens in a new window).
Full details of how we collect, hold and process your personally identifiable information via the website are set out in our Privacy Policy.
Changes to this policy
We keep this policy under review and we will place any updates on this webpage. This policy was last updated on 1 July 2021.
How to contact us
If you have any questions about this policy or our use of cookies, please contact us
White Label & Partnership Terms
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